I am of the school that believes that the more space that you have, the more unnecessary stuff you will take with you.
As for seat bags, I've seen some that wobble like crazy. I could never ride with those. Luckily, I got a Rogue Panda Picketpost (https://rackadvisor.org/) and it is solid on my bike.
My wife and I did a variation of the North portion of the Tour Divide earlier this month and at one point I considered going with a lightweight rack. But the more I thought about at it, the more convinced I became that it likely would be a failure point due to the stresses involved with day in and out washboard, ruts, roots, rocks, etc...
As for seat bags, I've seen some that wobble like crazy. I could never ride with those. Luckily, I got a Rogue Panda Picketpost (https://rackadvisor.org/) and it is solid on my bike.
My wife and I did a variation of the North portion of the Tour Divide earlier this month and at one point I considered going with a lightweight rack. But the more I thought about at it, the more convinced I became that it likely would be a failure point due to the stresses involved with day in and out washboard, ruts, roots, rocks, etc...
This.
What everyone else said, plus -
If you're going to use rear panniers, then the bike will be horribly unbalanced. Been there, done that.
They don't work off-road. It concentrates all of the weight over the rear of the bike and screws up the handling. They seem more suited to smooth surfaces or low-speed use on rougher roads.
Frame bags etc are more durable when you're getting rattled regularly and lighter (or better luggage vs content ratio).