Thanks kato so much for your interesting and very helpful reply. I have a large Fargo and love the fit. The short top tube and high front end are very comfortable for me. Since women's frames also have short top tubes and the ladies I know prefer higher handlebars, I had been wondering if that would make the small Fargo ideal as a start point.
Your post confirms that, so that's great. Also that Jones Bars, or perhaps the On One Mary Bars that I like a lot on my Moonlander, can be used to shorten the reach successfully. It was only yesterday I was discussing that a small Fargo could be a terrific do everything bike for her. Had wondered if a 26 er would be a better start point for a smaller rider, so your point mentioning preference for the 29er over the 26er helps as well.
The Fargo is a slightly unusual shape, sort of tall in height and short in length, just what a lady might order. If you wanted a Rohloff would that have to be a small Thorn or are there any alternatives in 29ers.
Brian